Housing Costs

Lake Oconee:

• Higher average home prices

• Waterfront and golf premium pricing

• HOA and club membership fees may apply

Madison, GA:

• Historic home pricing tiers

• Acreage estates available

• Generally lower HOA frequency

Property Taxes

• Morgan County (Madison)

• Greene and Putnam Counties (Lake Oconee)

Tax rates vary by county and assessed value.

Lifestyle Cost Differences

Lake Oconee:

• Golf memberships

• Marina and boating expenses

• Resort-style amenities

Madison:

• Historic preservation costs

• Lower recreational membership expenses

Which Is More Affordable?

Madison generally offers lower entry pricing.

Lake Oconee commands premium pricing due to waterfront and golf amenities.